Ohio Underinsured Motorist Lawyer

Car accidents can happen to even the safest and most experienced of drivers. Reckless driving behaviors on the part of other drivers, such as speeding, tailgating, distracted driving, and driving under the influence, can put you at risk for serious injuries that impact every area of your life.

At Groth & Associates, we know that these injuries can leave you unable to work or provide for yourself and your loved ones, while requiring ongoing medical attention. While you may assume the other driver’s insurance company will cover these costs, the fact is that many drivers are uninsured. In these situations, our Toledo car accident lawyers can help you get the compensation you need to recover

PROTECTING YOU WHEN CAR ACCIDENT INJURIES OCCUR

According to statistics from the Ohio State Patrol, police respond to the scene of nearly 850 car accidents in Lucas County each year. These collisions proved fatal for more than 40 people, while causing serious injuries for hundreds of drivers and their passengers. At Groth & Associates, we represent victims in filing a claim against the parties responsible. Common types of injuries suffered by clients include:

• Soft tissue injuries, such as muscle and tendon strains, sprains, or tears;
• Broken bones, multiple fractures, and dislocated joints;
• Severe cuts and burns;
• Abdominal injuries, causing damage to internal organs;
• Back and neck injuries, such as whiplash and herniated discs;
• Head injuries, including concussion and skull fractures;
• Spinal cord injuries, which can result in permanent paralysis.

Even a seemingly minor car accident can leave you suffering severe injuries, which have the potential to impact your health and your ability to work for years into the future. While car insurance is intended to cover these costs, the fact is that many people are underinsured. 

For a free legal consultation with a underinsured lawyer serving Ohio, call (419) 930-3030

WE HOLD UNDERINSURED DRIVERS ACCOUNTABLE

IF YOU’VE BEEN INJURED BY AN UNDERINSURED/UNINSURED DRIVER AND WANT TO UNDERSTAND WHAT YOUR RIGHTS ARE CALL GROTH & ASSOCIATES TODAY FOR YOUR CONSULTATION.

While the Ohio Department of Insurance advises that all drivers in our state are required to maintain a minimum amount of car insurance coverage to protect others in the event of crashes and collisions, these amounts are often woefully inadequate in covering the total amount of costs associated with these types of injuries.

The state requires a minimum of $25,000 bodily injury liability coverage per person injured in a car accident, and a minimum of $50,000 to cover the total amount of injuries. You do have the option of purchasing additional insurance, but many drivers fail to do so and some may not maintain even these minimum amounts.

Hospital costs alone can easily max out any amounts you may be entitled to receive through an insurance claim. According to the National Highway Traffic Safety Administration (NHTSA), the total costs for even a minor car accident can easily run over $50,000, while more severe accidents could end up costing victims hundreds of thousands of dollars. Our Toledo car accident lawyers at Groth & Associates make it a top priority to get you the maximum amount you need to recover when a car accident occurs. In cases involving underinsured drivers, this may involve seeking compensation through a personal injury claim. Damages you may be entitled to include:

• Current and future medical expenses, which include diagnostic testing, follow-up visits, ongoing treatments, medications, and physical therapy;
• Lost wages and future losses in income and benefits, if ongoing disabilities from your injuries prevent you from working or performing certain tasks at your job;
• Compensation for pain and suffering, which is an amount designed to make up for the mental anguish you and your family suffer as the result of your car accident or your injuries, and to compensate you for the loss of enjoyment in hobbies and activities you can no longer engage in.

In cases where an underinsured driver acted in a particularly willful and negligent way, you may be entitled to additional compensation in the form of punitive damages. These types of monetary awards are meant to make an example of the at fault driver, and to discourage others from engaging in certain types of reckless driving behaviors. 

Personal Injury Lawyer Near Me (419) 930-3030

REACH OUT TODAY FOR HELP WITH YOUR CASE

Before accepting less than what you are entitled to in an insurance claim, reach out and contact our Toledo car accident lawyers first. At Groth & Associates, we work hard on your case, protecting you and your rights to compensation, which allows you to focus on recovering from your injuries. Request a consultation to discuss your case with a member of our legal team today.

Call or text (419) 930-3030 or complete a Free Case Evaluation form